When choosing an appropriate company or insurance carrier to put your trust and money into, it’s important to understand a few key things first.
American General Life Insurance Company
Here’s a brief review of American General and where they may be a good fit for you. American General, located in Houston, TX, may be better known by its parent company’s name of AIG. AIG and its affiliate life insurers, such as American General, have been keeping their promises to American families since 1850.
← Complete the Life Insurance Quote Form to Begin.
May the Best Quote Win!
At year-end of 2013, American General had over $159.2 billion in assets.
As of September 2014 American General’s A.M. Best Rating was an A.
This is the third highest possible rating of 15 ratings given by A.M. Best.
As of September 2014 American General’s S&P Rating was an A+.
This is the fifth highest possible rating of 21 ratings given by Standard & Poor’s.
As of September 2014 American General’s Moody’s Rating was an A2.
This is the sixth highest possible rating of 21 ratings given by Moody’s.
As of September 2014 American General’s Fitch Rating was an A+.
This is the fifth highest possible rating of 19 ratings given by Fitch.
American General Life Insurance Company’s Comdex Ranking is 82.
The highest Comdex Ranking possible is a 100.
The Comdex is not a rating itself, but a composite of all the ratings that a company has received. The Comdex ranks the companies, on a scale of 1 to 100, in relation to other companies that have been rated by the services. The Comdex is an effort to reduce the confusion over ratings, which is caused by each ratings service using a different scale. A company needs to be rated by at least two rating services to receive a Comdex. The Comdex is based on the ratings issued by the following rating services: A.M. Best, Standard & Poor’s, Moody’s Investors Service and Fitch.
American General offers the typical 10 year, 15 year, 20 year, and 30 year level term coverage options. They’re also unique in the fact that they allow you to select-a-term. Options range from a 16 year term policy up to a 29 year term option. They also offer guaranteed universal life or GUL options with lifetimes guarantees (technically age 121), age 90, age 95 or age 100. It provides another option for someone that is less concerned about accumulating cash value and may prefer to insure a given amount of time or until a specified age.
Where do they fit in?
American General will likely win your business if your fall into the Standard Non-Tobacco health class and are looking for term life insurance. As we discuss your health history and goals, American general will likely be part of the conversation as as a possible solution to you life insurance needs.
As you prepare to purchase your life insurance coverage with us, knowing your pre-treatment PSA, post-treatment PSA, Gleason Score, and dates of treatment will be vitally important in deciding if American General Life Insurance Company is right for you.
Fortunately for you, you don’t need to study and memorize everything that American General has to offer and decide on which coverage type, amount, or duration may be the best option on your own. At LifeInsuranceProstateCancer.com we have done the heavy lifting for you. When you’re ready to take the next step in purchasing your life insurance coverage, please allow me the opportunity to do what I do best. Helping men just like yourself with a history of prostate cancer obtain life insurance coverage at the most favorable rates! I look forward to working with you soon.